6/30/2023 0 Comments Possible finance credit card![]() ![]() However, you will be liable for all charges incurred on your credit card before you report the loss of your credit Insurance benefit provided directly to Credit Card holders by third party Insurance Company. The Credit Cardholder is covered for up to 5,00,000 on fraudulent transactions on lost/stolen card when reported within 48 Hrs. On the IDBI Bank Royale Signature & Euphoria World Credit Cards, the insurance cover is for Air Accidental Death of up to 25 lakhs and covers Zero Loss Liability after reporting lost/stolen card or any fraudulent transaction on card. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card. Insurance benefit is provided directly to Credit Card holders by third party Insurance Company. The Credit Cardholder is covered for up to the card limit on fraudulent transactions on lost/stolen card when reported within 48 Hrs. On the IDBI Bank Aspire & Imperium Platinum Cards the insurance cover is for Zero Loss Liability after reporting lost/stolen card or any fraudulent transaction on card. Reimbursement would be restricted to the lower of loss incurred and maximum sum insured.The Bank will not be liable for any delayed settlement of claims by insurance company.Claim for loss/theft or fraudulent transactions while travelling abroad will be paid only for those cards which are activated by customer for foreign transactions.Any claims due to emergency situations such as floods, earthquakes, terrorist activity will not be covered.Claim should be reported by card holder to Bank within 180 days from the date of statement where in the alleged online fraud transaction is reflected.All transactions done by persons other than by cardholder are not covered.ATM Frauds will cover fraudulent cash withdrawals and fraudulent transactions from stolen/lost cards.ATM/POS/e-commerce terminal in last 3 months from date of loss incurred.An Active Card is defined as the card with two transactions / activities on any Any claim due to deliberate breach of law would not be payable,Insurance benefit would be available only to Active Card users.Gross Negligence by customer is not covered.Applicable for both primary and add-on cards.Interest ii) Tax iii) Fee iv) Cash v) EMI vi) Purchase(s) Payments made to the cardholders account will be settled in the following order.Cardholders are advised to make the payment well in advance of the Payment Due Date to ensure that the payment credit reflects on the Payment Due Date.You can conveniently pay from different bank accounts directly to your card account. Pay your IDBI Bank Visa Credit Card dues using Visa Money Transfer facility through other bank account. An instant receipt shall be provided to the customer. Walk-in to any IDBI Bank branch and pay their credit card dues by mentioning their card number, amount and the contact number. The Cheque/Draft should be made payable to IDBI Bank Card Number xxxx-xxxx-xxxx-xxxx of name as embossed on the card. Use IFSC code 'IBKL0NEFT01' and add Bank as 'IDBI Bank Ltd.' and credit card number as beneficiary account number.ĭrop the Cheque/Draft into any of the IDBI Bank drop boxes placed in the IDBI Bank branches and ATMs. It's a convenient Payment option by which you can use any bank account that offers NEFT facility to pay your IDBI Bank Credit Card bill online. Pay your IDBI Bank Credit Card dues through NEFT (National Electronic Funds Transfer). Using your IDBI net banking facility, make payment towards credit card dues via direct debit from your IDBI Bank Savings/Current Account. ![]() You need to authorize IDBI Bank to deduct the amount directly from your IDBI Bank savings/current account every month and your Card Account will be credited. Auto Debit payment option saves you from the effort of remembering your payment due date every month towards the payment of your IDBI Bank Credit Card dues. ![]()
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